Home Compare PGR vs TOST
Stock Comparison · Structural lead, mixed market

The Progressive vs Toast: Which Stock Looks Stronger in 2026?

The Progressive holds the cleaner structural position, with the lead spread across stability and growth. Toast still leads on growth and profitability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-05-17

The clearest score difference appears in stability.

Trajectory Similarity
0.69
Moderately similar
Peer-set rank: #9
within The Progressive Corporation's functional peer set

This comparison is anchored in long-term financial trajectory similarity within the selected peer universe.

This level of similarity points to a meaningful structural match, though not a tight one.

The match is driven mainly by investment intensity and margin consistency.

Similarity drivers
investment intensitymargin consistency
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
PGR
The Progressive Corporation
68
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
TOST
Toast, Inc.
62
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: PGR vs TOST Profitability 56 83 Stability 87 24 Valuation 87 62 Growth 37 72 PGR TOST
Gap Ranking
#1 Stability +63
#2 Growth +35
#3 Profitability +27
#4 Valuation +25
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for PGR and TOST Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer PGRTOST Relative valuation Structural strength

The structural gap is limited here, but current pricing still leans against Toast, Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where PGR and TOST each sit in their own 4.7-year price and valuation history.

BASED ON 4.7-YEAR HISTORY PGR Neutral · below norm 0th 50th 100th 21 pct gap TOST Neutral · below norm 0th 50th 100th 67th 45th
Today TOST sits in the lower-middle of its own 5-year history (45th percentile), while PGR sits higher in its own history (67th). Within each stock's own 5-year context, TOST is at a historically more favourable entry position than PGR. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
The Progressive Corporation ranks near the top of the group on stability; Toast, Inc. sits in the weaker half.
Growth
On growth, the gap still runs the same way: Toast, Inc. sits near the top of the group, while The Progressive Corporation remains in the weaker half.
Stability — Dominant Gap
PGR
87
TOST
24
Gap+63in favour of PGR

The stability gap is very wide, with the stronger side looking materially steadier through time.

What keeps the gap from being one-sided

Earnings growth also leans toward TOST, which keeps the score lead from reading as a full growth sweep.

What this means for the comparison

The page question resolves through stability, but growth and current pricing still keep the broader comparison from reading as fully aligned.

Explore full peer positioning in AssetNext

Break down the PGR vs TOST comparison across all dimensions with the full interactive tool.

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Other comparisons with conflicting dimension signals

Explore how PGR and TOST each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.