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Stock Comparison · Single-driver result

Nu Holdings vs Zurich Insurance Group: Which Stock Looks Stronger in 2026?

Zurich Insurance leads structurally, with stability as the clearest single gap between the two profiles. The remaining gap is narrow enough that the comparison remains open to different readings. The market setup broadly confirms the structural lead — Zurich Insurance holds the more constructive position. That puts structure and market broadly in agreement — Zurich Insurance's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (NU: Russell 1000, ZURN.SW: STOXX 600).

Updated 2026-05-17

The comparison is mainly decided in stability, with the rest of the profile carrying less weight.

Trajectory Similarity
0.67
Moderately similar
Peer-set rank: #11
within Nu Holdings Ltd.'s functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

A moderate similarity means the pair is structurally comparable, but not a near-twin trajectory match.

The clearest structural overlap shows up in investment intensity and margin consistency.

Similarity drivers
investment intensitymargin consistency
What reduces the match
revenue growth trajectory
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
NU
Nu Holdings Ltd.
69
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
ZURN.SW
Zurich Insurance Group AG
75
Peer-Score
Signal qualitylow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in stability.

Dimension spread: NU vs ZURN.SW Profitability 89 82 Stability 16 66 Valuation 77 75 Growth 79 75 NU ZURN.SW
Gap Ranking
#1 Stability +50
#2 Profitability +7
#3 Growth +4
#4 Valuation +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for NU and ZURN.SW Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer NUZURN.SW Relative valuation Structural strength

The setup stays mixed because structure and the price setup do not align cleanly in one direction.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where NU and ZURN.SW each sit in their own 4.5-year price and valuation history.

BASED ON 4.5-YEAR HISTORY NU Neutral · below norm 0th 50th 100th 32 pct gap ZURN.SW Elevated · below norm 0th 50th 100th 67th 99th
Today NU sits in the upper-middle of its own 5-year history (67th percentile), while ZURN.SW sits higher in its own history (99th). Within each stock's own 5-year context, NU is at a historically more favourable entry position than ZURN.SW. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
On stability, Zurich Insurance Group AG ranks near the top of the group; Nu Holdings Ltd. sits in the weaker half.
Stability — Dominant Gap
NU
16
ZURN.SW
66
Gap+50in favour of ZURN.SW

The stability gap is very wide, with the stronger side looking materially steadier through time.

What else supports the lead

Zurich Insurance Group AG also looks less cycle-sensitive, which gives the profile a calmer footing than a pure score split would imply.

What this means for the comparison

Stability answers the question more clearly than the overall score separation does.

Explore full peer positioning in AssetNext

Break down the NU vs ZURN.SW comparison across all dimensions with the full interactive tool.

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Similar stability-driven comparisons

Explore how NU and ZURN.SW each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.