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Stock Comparison · Industry comparison · Banks - Regional

Intesa Sanpaolo S.p.A. vs Nu Holdings: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Intesa Sanpaolo S.p.A carrying a narrow edge on growth. Nu still has the edge on growth, which keeps the comparison from looking entirely one-sided. On the market side, Intesa Sanpaolo S.p.A is in better shape — its trend is intact while Nu's trend has broken down. That puts structure and market broadly in agreement — Intesa Sanpaolo S.p.A's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (ISP.MI: STOXX 600, NU: Russell 1000).

Updated 2026-05-17

On growth, the clearer edge sits with Nu Holdings Ltd., while the overall score remains tighter and points the other way.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. ISP.MI and NU share the same industry classification.

For a similarity-based comparison, see how Intesa Sanpaolo S.p.A and Nu each position within their functional peer groups in AssetNext.

Peer-Relative Score
ISP.MI
Intesa Sanpaolo S.p.A.
72
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
NU
Nu Holdings Ltd.
69
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in growth.

Dimension spread: ISP.MI vs NU Profitability 100 89 Stability 36 16 Valuation 79 77 Growth 53 79 ISP.MI NU
Gap Ranking
#1 Growth +26
#2 Stability +20
#3 Profitability +11
#4 Valuation +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ISP.MI and NU Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ISP.MINU Relative valuation Structural strength

Structure stays fairly close here, while current pricing still looks more supportive for Intesa Sanpaolo S.p.A..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where ISP.MI and NU each sit in their own 4.5-year price and valuation history.

BASED ON 4.5-YEAR HISTORY ISP.MI Elevated · above norm 0th 50th 100th 28 pct gap NU Neutral · below norm 0th 50th 100th 95th 67th
Today NU sits in the upper-middle of its own 5-year history (67th percentile), while ISP.MI sits higher in its own history (95th). Within each stock's own 5-year context, NU is at a historically more favourable entry position than ISP.MI. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
Both look solid on growth, though Nu Holdings Ltd. still holds the stronger peer position.
Stability
Both sit in the weaker half on stability, with Intesa Sanpaolo S.p.A. still coming out ahead.
Growth — Dominant Gap
ISP.MI
53
NU
79
Gap+26in favour of NU

The main growth separation is wide, driven by a meaningfully stronger expansion profile.

What else supports the lead

Stability adds another layer of support rather than leaving the result tied to growth alone.

What this means for the comparison

Growth is the clearest driver of the lead, with stability adding further support — though growth still provides a real counterweight.

Explore full peer positioning in AssetNext

Break down the ISP.MI vs NU comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how ISP.MI and NU each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.