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Stock Comparison · Single-driver result

Hannover Rück vs PayPal Holdings: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Hannover Rück SE carrying a narrow edge on stability. The remaining gap is narrow enough that the comparison remains open to different readings. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (HNR1.DE: STOXX 600, PYPL: Nasdaq 100).

Updated 2026-07-05

Most of the separation is still concentrated in stability.

Trajectory Similarity
0.70
Similar
Peer-set rank: #10
within Hannover Rück SE's functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

This level of similarity signals a strong structural match, even though some dimensions still separate the two companies.

The match is driven mainly by investment intensity and recent revenue growth.

Similarity drivers
investment intensityrecent revenue growth
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
HNR1.DE
Hannover Rück SE
62
Peer-Score
Signal qualitylow
Peer basis: STOXX 600
vs
PYPL
PayPal Holdings, Inc.
58
Peer-Score
Signal qualitylow
Peer basis: Nasdaq 100

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in stability.

Dimension spread: HNR1.DE vs PYPL Profitability 71 78 Stability 53 16 Valuation 79 88 Growth 31 23 HNR1.DE PYPL
Gap Ranking
#1 Stability +37
#2 Valuation +9
#3 Growth +8
#4 Profitability +7
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for HNR1.DE and PYPL Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer HNR1.DEPYPL Relative valuation Structural strength

The setup stays mixed because structure and the price setup do not align cleanly in one direction.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where HNR1.DE and PYPL each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY HNR1.DE Elevated · below norm 0th 50th 100th 78 pct gap PYPL Lower · below norm 0th 50th 100th 85th 6th
Today PYPL sits in the lower portion of its own 5-year history (6th percentile), while HNR1.DE sits higher in its own history (85th). Within each stock's own 5-year context, PYPL is at a historically more favourable entry position than HNR1.DE. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
On stability, Hannover Rück SE is positioned higher in the group, while PayPal Holdings, Inc. is closer to the middle.
Valuation
Both look solid on valuation, though PayPal Holdings, Inc. still holds the stronger peer position.
Stability — Dominant Gap
HNR1.DE
53
PYPL
16
Gap+37in favour of HNR1.DE

The stability gap is wide, with the stronger side looking materially steadier through time.

What keeps the gap from being one-sided

Absolute pricing still looks more supportive for PayPal, with a forward P/E that is 2.4 turns lower there.

What this means for the comparison

Stability answers the question more clearly than the overall score separation does.

Explore full peer positioning in AssetNext

Break down the HNR1.DE vs PYPL comparison across all dimensions with the full interactive tool.

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Similar stability-driven comparisons

Explore how HNR1.DE and PYPL each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.