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Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs Workday: Which Stock Looks Stronger in 2026?

Fair Isaac holds the cleaner structural position, with growth as the main driver and stability adding further support. Workday still has the edge on stability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-05-17

The clearest score difference appears in growth. The overall score gap is 8 points in favour of Fair Isaac Corporation.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and WDAY share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Workday each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
64
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
WDAY
Workday, Inc.
56
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: FICO vs WDAY Profitability 74 71 Stability 33 53 Valuation 53 41 Growth 95 60 FICO WDAY
Gap Ranking
#1 Growth +35
#2 Stability +20
#3 Valuation +12
#4 Profitability +3
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and WDAY Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOWDAY Relative valuation Structural strength

The structural gap is limited here, but current pricing still leans against Workday, Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and WDAY each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 51 pct gap WDAY Lower · below norm 0th 50th 100th 53rd 2nd
Today WDAY sits in the lower portion of its own 5-year history (2nd percentile), while FICO sits higher in its own history (53rd). Within each stock's own 5-year context, WDAY is at a historically more favourable entry position than FICO. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
Both rank well on growth, but Fair Isaac Corporation still holds a clear edge.
Stability
Workday, Inc. sits in the stronger part of the group on stability, while Fair Isaac Corporation is closer to mid-pack.
Growth — Dominant Gap
FICO
95
WDAY
60
Gap+35in favour of FICO

Revenue growth reinforces the category-level growth lead.

What keeps the gap from being one-sided

A meaningful counterforce remains in stability, which keeps the comparison from looking completely one-sided.

What this means for the comparison

The growth edge is decisive, even though current pricing and stability still lean somewhat toward Workday, Inc..

Explore full peer positioning in AssetNext

Break down the FICO vs WDAY comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and WDAY each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.