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Citigroup vs UBS Group: Which Stock Looks Stronger in 2026?

UBS holds the cleaner structural position, with the lead spread across growth and profitability. Citigroup still has the edge on valuation, which keeps the comparison from looking entirely one-sided. In the market, Citigroup carries the stronger setup — intact trend against UBS's broken trend. That leaves a split case: the structural lead stays with UBS, but the market is not currently confirming it.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The clearest separation starts in growth, but profitability adds another real layer to the result. The overall score gap is 36 points in favour of UBS Group AG.

INDUSTRY COMPARISON

Both operate in: Banks - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. C and UBSG.SW share the same industry classification.

For a similarity-based comparison, see how Citigroup and UBS each position within their functional peer groups in AssetNext.

Peer-Relative Score
C
Citigroup Inc.
29
Peer-Score
Signal qualityMedium
vs
UBSG.SW
UBS Group AG
65
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: C vs UBSG.SW Profitability 0 70 Stability 30 44 Valuation 71 60 Growth 8 87 C UBSG.SW
Gap Ranking
#1 Growth +79
#2 Profitability +70
#3 Stability +14
#4 Valuation +11
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for C and UBSG.SW Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer CUBSG.SW Relative valuation Structural strength

UBS Group AG is cheaper, but Citigroup Inc. is still stronger.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Growth
UBS Group AG ranks near the top of the group on growth; Citigroup Inc. sits in the weaker half.
Profitability
The same broad pattern appears on profitability: UBS Group AG ranks near the top of the group, while Citigroup Inc. stays in the weaker half.
Growth — Dominant Gap
C
8
UBSG.SW
87
Gap+79in favour of UBSG.SW

Earnings growth is one contributing factor within the growth lead.

What keeps the gap from being one-sided

On the market side, Citigroup carries the stronger trend while UBS's trend has broken — the market setup does not confirm the structural advantage.

What this means for the comparison

The lead is built on both growth and profitability — though valuation still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the C vs UBSG.SW comparison across all dimensions with the full interactive tool.

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Similar growth-and-profitability comparisons

Explore how C and UBSG.SW each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.