Home Compare BKT.MC vs NU
Stock Comparison · Industry comparison · Banks - Regional

Bankinter vs Nu Holdings: Which Stock Looks Stronger in 2026?

Structurally, Bankinter, and Nu are closely matched — neither holds a meaningful edge overall. Nu still leads on growth and profitability, which keeps the comparison from looking entirely one-sided. On the market side, Bankinter, is in better shape — its trend is intact while Nu's trend has broken down.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (BKT.MC: STOXX 600, NU: Russell 1000).

Updated 2026-05-17

The page question resolves more clearly through stability, even though the overall score is effectively tied.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. BKT.MC and NU share the same industry classification.

For a similarity-based comparison, see how Bankinter, and Nu each position within their functional peer groups in AssetNext.

Peer-Relative Score
BKT.MC
Bankinter, S.A.
69
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
NU
Nu Holdings Ltd.
69
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in stability.

Dimension spread: BKT.MC vs NU Profitability 69 89 Stability 66 16 Valuation 77 77 Growth 61 79 BKT.MC NU
Gap Ranking
#1 Stability +50
#2 Profitability +20
#3 Growth +18
#4 Valuation
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for BKT.MC and NU Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer BKT.MCNU Relative valuation Structural strength

Structure stays fairly close here, while current pricing still looks more supportive for Bankinter, S.A..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where BKT.MC and NU each sit in their own 4.5-year price and valuation history.

BASED ON 4.5-YEAR HISTORY BKT.MC Elevated · above norm 0th 50th 100th 27 pct gap NU Neutral · below norm 0th 50th 100th 94th 67th
Today NU sits in the upper-middle of its own 5-year history (67th percentile), while BKT.MC sits higher in its own history (94th). Within each stock's own 5-year context, NU is at a historically more favourable entry position than BKT.MC. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
On stability, Bankinter, S.A. ranks near the top of the group; Nu Holdings Ltd. sits in the weaker half.
Profitability
On profitability, the same pattern holds: both rank well, but Nu Holdings Ltd. still sits higher.
Stability — Dominant Gap
BKT.MC
66
NU
16
Gap+50in favour of BKT.MC

The stability gap is very wide, with the stronger side looking materially steadier through time.

What else supports the lead

Profitability still reinforces the same direction, which makes the lead look broader across the profile.

What this means for the comparison

Stability provides the clearer read here, while the broader score remains level.

Explore full peer positioning in AssetNext

Break down the BKT.MC vs NU comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how BKT.MC and NU each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.