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Stock Comparison · Industry comparison · Insurance - Diversified

The Hartford Insurance Group vs Zurich Insurance Group: Which Stock Looks Stronger in 2026?

Zurich Insurance holds the cleaner structural position, with the lead spread across profitability and growth. The Hartford Insurance still has the edge on valuation, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (HIG: S&P 500, ZURN.SW: STOXX 600).

Updated 2026-07-05

The clearest separation starts in profitability, but growth adds another real layer to the result. The overall score gap is 8 points in favour of Zurich Insurance Group AG.

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. HIG and ZURN.SW share the same industry classification.

For a similarity-based comparison, see how The Hartford Insurance and Zurich Insurance each position within their functional peer groups in AssetNext.

Peer-Relative Score
HIG
The Hartford Insurance Group, Inc.
71
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
ZURN.SW
Zurich Insurance Group AG
79
Peer-Score
Signal qualityLow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: HIG vs ZURN.SW Profitability 66 85 Stability 71 76 Valuation 86 76 Growth 58 76 HIG ZURN.SW
Gap Ranking
#1 Profitability +19
#2 Growth +18
#3 Valuation +10
#4 Stability +5
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for HIG and ZURN.SW Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer HIGZURN.SW Relative valuation Structural strength

Zurich Insurance Group AG is cheaper, but The Hartford Insurance Group, Inc. is still stronger.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where HIG and ZURN.SW each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY HIG Elevated · below norm 0th 50th 100th 2 pct gap ZURN.SW Elevated · below norm 0th 50th 100th 97th 99th
HIG (97th percentile) and ZURN.SW (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Both look solid on profitability, though Zurich Insurance Group AG still holds the stronger peer position.
Growth
On growth, the edge still sits with Zurich Insurance Group AG, even though both profiles look solid.
Profitability — Dominant Gap
HIG
66
ZURN.SW
85
Gap+19in favour of ZURN.SW

Capital efficiency adds support, with a 114-point ROIC advantage.

What keeps the gap from being one-sided

Absolute pricing still looks more supportive for The Hartford Insurance, with a forward P/E that is 4.4 turns lower there.

What this means for the comparison

The lead is built on both profitability and growth — though valuation still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the HIG vs ZURN.SW comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-and-growth comparisons

Explore how HIG and ZURN.SW each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.