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Stock Comparison · Industry comparison · Software - Application

SAP vs Tyler Technologies: Which Stock Looks Stronger in 2026?

SAP SE holds the cleaner structural position, with profitability as the main driver and valuation adding further support. Tyler Technologies does not offset that deficit through any equally strong structural edge elsewhere. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (SAP.DE: HDAX, TYL: Russell 1000).

Updated 2026-08-16

The lead is spread across profitability and valuation, rather than sitting in one isolated gap. The overall score gap is 17 points in favour of SAP SE.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. SAP.DE and TYL share the same industry classification.

For a similarity-based comparison, see how SAP SE and Tyler Technologies each position within their functional peer groups in AssetNext.

Peer-Relative Score
SAP.DE
SAP SE
50
Peer-Score
Signal qualitylow
Peer basis: HDAX
vs
TYL
Tyler Technologies, Inc.
33
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: SAP.DE vs TYL Profitability 48 13 Stability 42 33 Valuation 54 42 Growth 55 49 SAP.DE TYL
Gap Ranking
#1 Profitability +35
#2 Valuation +12
#3 Stability +9
#4 Growth +6
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for SAP.DE and TYL Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer SAP.DETYL Relative valuation Structural strength

SAP SE looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where SAP.DE and TYL each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY SAP.DE Neutral · below norm 0th 50th 100th 55 pct gap TYL Lower · below norm 0th 50th 100th 69th 13th
Today TYL sits in the lower portion of its own 5-year history (13th percentile), while SAP.DE sits higher in its own history (69th). Within each stock's own 5-year context, TYL is at a historically more favourable entry position than SAP.DE. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
SAP SE holds the stronger peer position on profitability.
Valuation
Both look solid on valuation, though SAP SE still holds the stronger peer position.
Profitability — Dominant Gap
SAP.DE
48
TYL
13
Gap+35in favour of SAP.DE

The profitability lead is mainly driven by a 12.9-point operating margin advantage.

What keeps the gap from being one-sided

Tyler Technologies, Inc. still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

Profitability is the clearest driver, and valuation also supports SAP SE's broader structural position.

Explore full peer positioning in AssetNext

Break down the SAP.DE vs TYL comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-driven comparisons

Explore how SAP.DE and TYL each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.