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Stock Comparison · Structural lead, mixed market

Raymond James Financial vs Unum: Which Stock Looks Stronger in 2026?

Raymond James Financial holds the cleaner structural position, with profitability as the main driver and valuation adding further support. Unum still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-07-05

The comparison is mainly decided in profitability, with the rest of the profile carrying less weight. The overall score gap is 19 points in favour of Raymond James Financial, Inc..

Trajectory Similarity
0.73
Similar
Peer-set rank: #47
within Raymond James Financial, Inc.'s functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

A solid similarity means the pair shares a clearly comparable long-term financial profile, even if individual dimensions still differ.

Most of the shared profile comes through investment intensity and revenue stability.

Similarity drivers
investment intensityrevenue stability
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
RJF
Raymond James Financial, Inc.
69
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
UNM
Unum Group
50
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: RJF vs UNM Profitability 67 14 Stability 76 70 Valuation 85 71 Growth 41 54 RJF UNM
Gap Ranking
#1 Profitability +53
#2 Valuation +14
#3 Growth +13
#4 Stability +6
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for RJF and UNM Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer RJFUNM Relative valuation Structural strength

Raymond James Financial, Inc. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where RJF and UNM each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY RJF Elevated · above norm 0th 50th 100th 7 pct gap UNM Elevated · above norm 0th 50th 100th 92nd 99th
RJF (92nd percentile) and UNM (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
On profitability, Raymond James Financial, Inc. ranks near the top of the group; Unum Group sits in the weaker half.
Valuation
On valuation, the same pattern holds: both rank well, but Raymond James Financial, Inc. still sits higher.
Profitability — Dominant Gap
RJF
67
UNM
14
Gap+53in favour of RJF

The profitability lead is mainly driven by a 8.7-point operating margin advantage.

What keeps the gap from being one-sided

Unum Group still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

Profitability is the clearest driver of the lead, with valuation adding further support — though growth still provides a real counterweight.

Explore full peer positioning in AssetNext

Break down the RJF vs UNM comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-driven comparisons

Explore how RJF and UNM each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.