Home Compare PKO.WA vs UNI.MI
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Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna vs Unipol Assicurazioni S.p.A.: Which Stock Looks Stronger in 2026?

Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna leads structurally, with profitability as the clearest single gap between the two profiles. Unipol Assicurazioni S.p.A still has the edge on stability, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the STOXX 600 universe, making them directly comparable.

Updated 2026-07-05

The comparison is mainly decided in profitability, with the rest of the profile carrying less weight. Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna leads by 11 points on the overall comparison score.

Trajectory Similarity
0.77
Similar
Peer-set rank: #92
within Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna's functional peer set

This comparison is anchored in long-term financial trajectory similarity within the selected peer universe.

A solid similarity means the pair shares a clearly comparable long-term financial profile, even if individual dimensions still differ.

The clearest structural overlap shows up in margin consistency and revenue stability.

Similarity drivers
margin consistencyrevenue stability
What reduces the match
capital structure
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
PKO.WA
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna
56
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
UNI.MI
Unipol Assicurazioni S.p.A.
45
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: PKO.WA vs UNI.MI Profitability 65 0 Stability 25 70 Valuation 80 81 Growth 37 32 PKO.WA UNI.MI
Gap Ranking
#1 Profitability +65
#2 Stability +45
#3 Growth +5
#4 Valuation +1
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for PKO.WA and UNI.MI Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer PKO.WAUNI.MI Relative valuation Structural strength

The setup stays mixed because structure and the price setup do not align cleanly in one direction.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where PKO.WA and UNI.MI each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY PKO.WA Elevated · above norm 0th 50th 100th 0 pct gap UNI.MI Elevated · above norm 0th 50th 100th 99th 99th
PKO.WA (99th percentile) and UNI.MI (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna ranks near the top of the group on profitability; Unipol Assicurazioni S.p.A. sits in the weaker half.
Stability
The same broad pattern appears on stability: Unipol Assicurazioni S.p.A. ranks near the top of the group, while Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna stays in the weaker half.
Profitability — Dominant Gap
PKO.WA
65
UNI.MI
0
Gap+65in favour of PKO.WA

The profitability lead is mainly driven by a 47-point operating margin advantage.

What keeps the gap from being one-sided

Stability still leans toward Unipol Assicurazioni S.p.A., so the lead is real without reading as one-way.

What this means for the comparison

The profitability lead is clear, but pricing and stability still pull in the other direction — the result holds, but not without friction.

Explore full peer positioning in AssetNext

Break down the PKO.WA vs UNI.MI comparison across all dimensions with the full interactive tool.

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Other comparisons with conflicting dimension signals

Explore how PKO.WA and UNI.MI each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.