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Stock Comparison · Industry comparison · Banks - Regional

Pinnacle Financial Partners vs Wintrust Financial: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Wintrust Financial carrying a narrow edge on stability. The remaining gap is narrow enough that the comparison remains open to different readings. The market setup broadly confirms the structural lead — Wintrust Financial holds the more constructive position. That puts structure and market broadly in agreement — Wintrust Financial's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-05-17

Most of the separation is still concentrated in stability.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. PNFP and WTFC share the same industry classification.

For a similarity-based comparison, see how PNFP and Wintrust Financial each position within their functional peer groups in AssetNext.

Peer-Relative Score
PNFP
Pinnacle Financial Partners, Inc.
59
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
WTFC
Wintrust Financial Corporation
64
Peer-Score
Signal qualityLow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in stability.

Dimension spread: PNFP vs WTFC Profitability 78 70 Stability 13 59 Valuation 72 70 Growth 56 50 PNFP WTFC
Gap Ranking
#1 Stability +46
#2 Profitability +8
#3 Growth +6
#4 Valuation +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for PNFP and WTFC Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer PNFPWTFC Relative valuation Structural strength

The setup is mixed: neither company clearly combines the stronger profile with the more supportive price setup.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where PNFP and WTFC each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY PNFP Elevated · above norm 0th 50th 100th 26 pct gap WTFC Elevated · above norm 0th 50th 100th 72nd 98th
Today PNFP sits in the upper-middle of its own 5-year history (72nd percentile), while WTFC sits higher in its own history (98th). Within each stock's own 5-year context, PNFP is at a historically more favourable entry position than WTFC. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
Wintrust Financial Corporation sits in the stronger part of the group on stability, while Pinnacle Financial Partners, Inc. is closer to mid-pack.
Profitability
Both are strong on profitability, but Pinnacle Financial Partners, Inc. still ranks higher.
Stability — Dominant Gap
PNFP
13
WTFC
59
Gap+46in favour of WTFC

The clearest distance comes from a steadier profile over time.

What keeps the gap from being one-sided

Stability is the one area where Pinnacle Financial Partners, Inc. still pushes back materially — it is the steadier name on this dimension, which keeps the result from reading as one-way.

What this means for the comparison

Stability answers the question more clearly than the overall score separation does.

Explore full peer positioning in AssetNext

Break down the PNFP vs WTFC comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar stability-driven comparisons

Explore how PNFP and WTFC each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.