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Molina Healthcare vs UnitedHealth Group: Which Stock Looks Stronger in 2026?

UnitedHealth holds the cleaner structural position, with the lead spread across growth and valuation. Molina Healthcare does not offset that deficit through any equally strong structural edge elsewhere. On the market side, UnitedHealth is in better shape — its trend is intact while Molina Healthcare's trend has broken down. That puts structure and market broadly in agreement — UnitedHealth's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-07-05

The lead is spread across growth and valuation, rather than sitting in one isolated gap. UnitedHealth Group Incorporated leads by 20 points on the overall comparison score.

INDUSTRY COMPARISON

Both operate in: Healthcare Plans

This comparison is based on industry proximity, not on functional trajectory similarity. MOH and UNH share the same industry classification.

For a similarity-based comparison, see how Molina Healthcare and UnitedHealth each position within their functional peer groups in AssetNext.

Peer-Relative Score
MOH
Molina Healthcare, Inc.
24
Peer-Score
Signal qualityLow
Peer basis: S&P 500
vs
UNH
UnitedHealth Group Incorporated
44
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: MOH vs UNH Profitability 29 48 Stability 28 31 Valuation 33 58 Growth 0 28 MOH UNH
Gap Ranking
#1 Growth +28
#2 Valuation +25
#3 Profitability +19
#4 Stability +3
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for MOH and UNH Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer MOHUNH Relative valuation Structural strength

UnitedHealth Group Incorporated looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where MOH and UNH each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY MOH Lower · above norm 0th 50th 100th 20 pct gap UNH Neutral · above norm 0th 50th 100th 14th 34th
Today MOH sits in the lower portion of its own 5-year history (14th percentile), while UNH sits higher in its own history (34th). Within each stock's own 5-year context, MOH is at a historically more favourable entry position than UNH. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
Neither side looks especially strong on growth, though UnitedHealth Group Incorporated still ranks somewhat higher.
Valuation
On valuation, UnitedHealth Group Incorporated is positioned higher in the group, while Molina Healthcare, Inc. is closer to the middle.
Growth — Dominant Gap
MOH
0
UNH
28
Gap+28in favour of UNH

One company is still expanding while the other is contracting, which creates a very wide growth split.

What else supports the lead

Absolute pricing gives the lead a second hard layer of support, with a trailing P/E that is 20.9 turns lower.

What this means for the comparison

The lead is built on both growth and valuation, making it broader than a single-dimension result.

Explore full peer positioning in AssetNext

Break down the MOH vs UNH comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-and-valuation comparisons

Explore how MOH and UNH each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.