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First Horizon vs U.S. Ban: Which Stock Looks Stronger in 2026?

First Horizon holds the cleaner structural position, with the lead spread across growth and profitability. U.S. Bancorp does not offset that deficit through any equally strong structural edge elsewhere. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The lead is spread across growth and profitability, rather than sitting in one isolated gap. The overall score gap is 26 points in favour of First Horizon Corporation.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. FHN and USB share the same industry classification.

For a similarity-based comparison, see how First Horizon and U.S. Bancorp each position within their functional peer groups in AssetNext.

Peer-Relative Score
FHN
First Horizon Corporation
75
Peer-Score
Signal qualityMedium
vs
USB
U.S. Bancorp
49
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: FHN vs USB Profitability 66 25 Stability 61 41 Valuation 75 81 Growth 100 45 FHN USB
Gap Ranking
#1 Growth +55
#2 Profitability +41
#3 Stability +20
#4 Valuation +6
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FHN and USB Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FHNUSB Relative valuation Structural strength

Neither company combines the stronger profile with the cheaper valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Growth
Both profiles are strong on growth, but First Horizon Corporation leads clearly.
Profitability
The same broad pattern appears on profitability: First Horizon Corporation ranks near the top of the group, while U.S. Bancorp stays in the weaker half.
Growth — Dominant Gap
FHN
100
USB
45
Gap+55in favour of FHN

Earnings growth is one contributing factor within the growth lead.

What else supports the lead

Profitability adds another layer of support rather than leaving the result tied to growth alone.

What this means for the comparison

The lead is built on both growth and profitability, making it broader than a single-dimension result.

Explore full peer positioning in AssetNext

Break down the FHN vs USB comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-and-profitability comparisons

Explore how FHN and USB each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.