Home Compare FHN vs PNC
Stock Comparison · Industry comparison · Banks - Regional

First Horizon vs The PNC Financial Services Group: Which Stock Looks Stronger in 2026?

First Horizon holds the cleaner structural position, with profitability as the main driver and growth adding further support. The PNC Financial Services still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-08-16

Most of the lead runs through profitability, while growth acts as a real counterweight. The overall score gap is 9 points in favour of First Horizon Corporation.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. FHN and PNC share the same industry classification.

For a similarity-based comparison, see how First Horizon and PNC each position within their functional peer groups in AssetNext.

Peer-Relative Score
FHN
First Horizon Corporation
63
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
PNC
The PNC Financial Services Group, Inc.
54
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: FHN vs PNC Profitability 50 10 Stability 63 67 Valuation 88 72 Growth 45 80 FHN PNC
Gap Ranking
#1 Profitability +40
#2 Growth +35
#3 Valuation +16
#4 Stability +4
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FHN and PNC Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FHNPNC Relative valuation Structural strength

The setup remains mixed because the stronger profile and the more supportive price setup do not sit on the same side.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FHN and PNC each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FHN Elevated · above norm 0th 50th 100th 0 pct gap PNC Elevated · above norm 0th 50th 100th 99th 99th
FHN (99th percentile) and PNC (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
First Horizon Corporation sits in the stronger part of the group on profitability, while The PNC Financial Services Group, Inc. is closer to mid-pack.
Growth
Both rank well on growth, but The PNC Financial Services Group, Inc. still holds a clear edge.
Profitability — Dominant Gap
FHN
50
PNC
10
Gap+40in favour of FHN

The clearest distance comes from a stronger profitability profile.

What keeps the gap from being one-sided

There is still a strong counterforce in growth, so the lead stays clear without becoming a sweep.

What this means for the comparison

The profitability lead is clear, but pricing and growth still pull in the other direction — the result holds, but not without friction.

Explore full peer positioning in AssetNext

Break down the FHN vs PNC comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FHN and PNC each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.