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Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs Zoom Communications: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Fair Isaac carrying a narrow edge on growth. Zoom Communications still has the edge on valuation, which keeps the comparison from looking entirely one-sided. The market setup is currently leaning toward Zoom Communications, which does not confirm the structural lead. That leaves a split case: the structural lead stays with Fair Isaac, but the market is not currently confirming it.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-05-17

The result is anchored in growth, but stability also reinforces the same direction.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and ZM share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Zoom Communications each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
63
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
ZM
Zoom Communications, Inc.
62
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: FICO vs ZM Profitability 70 79 Stability 34 14 Valuation 55 82 Growth 95 56 FICO ZM
Gap Ranking
#1 Growth +39
#2 Valuation +27
#3 Stability +20
#4 Profitability +9
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and ZM Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOZM Relative valuation Structural strength

Fair Isaac Corporation looks stronger, but the price setup still looks more supportive for Zoom Communications, Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and ZM each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 23 pct gap ZM Elevated · below norm 0th 50th 100th 53rd 77th
Today FICO sits in the upper-middle of its own 5-year history (53rd percentile), while ZM sits higher in its own history (77th). Within each stock's own 5-year context, FICO is at a historically more favourable entry position than ZM. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
Both profiles are strong on growth, but Fair Isaac Corporation leads clearly.
Valuation
On valuation, the edge is clear — both rank well, but Zoom Communications, Inc. sits noticeably higher.
Growth — Dominant Gap
FICO
95
ZM
56
Gap+39in favour of FICO

Revenue growth reinforces the category-level growth lead.

What keeps the gap from being one-sided

Absolute pricing still looks more supportive for Zoom Communications, with a forward P/E that is 3.9 turns lower there.

What this means for the comparison

Growth is the clearest driver of the lead, with valuation adding further support — though valuation still provides a real counterweight.

Explore full peer positioning in AssetNext

Break down the FICO vs ZM comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and ZM each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.