Home Compare FICO vs UI
Stock Comparison · Comparison

Fair Isaac vs Ubiquiti: Which Stock Looks Stronger in 2026?

Fair Isaac holds the cleaner structural position, with growth as the main driver and stability adding further support. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-08-16

Most of the separation is still concentrated in growth. The overall score gap is 13 points in favour of Fair Isaac Corporation.

Trajectory Similarity
0.71
Similar
Peer-set rank: #23
within Fair Isaac Corporation's functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

A solid similarity means the pair shares a clearly comparable long-term financial profile, even if individual dimensions still differ.

The strongest overlap appears in investment intensity and revenue growth trajectory.

Similarity drivers
investment intensityrevenue growth trajectory
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
FICO
Fair Isaac Corporation
68
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
UI
Ubiquiti Inc.
55
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: FICO vs UI Profitability 77 78 Stability 46 36 Valuation 61 57 Growth 84 37 FICO UI
Gap Ranking
#1 Growth +47
#2 Stability +10
#3 Valuation +4
#4 Profitability +1
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and UI Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOUI Relative valuation Structural strength

Fair Isaac Corporation looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and UI each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 40 pct gap UI Elevated · above norm 0th 50th 100th 48th 88th
Today FICO sits in the lower-middle of its own 5-year history (48th percentile), while UI sits higher in its own history (88th). Within each stock's own 5-year context, FICO is at a historically more favourable entry position than UI. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
On growth, Fair Isaac Corporation ranks near the top of the group; Ubiquiti Inc. sits in the weaker half.
Stability
Stability also leans toward Fair Isaac Corporation, reinforcing the broader structural lead.
Growth — Dominant Gap
FICO
84
UI
37
Gap+47in favour of FICO

The main growth separation is very wide, driven by a meaningfully stronger expansion profile.

What keeps the gap from being one-sided

Ubiquiti Inc. still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

Growth is the clearest driver, and stability also supports Fair Isaac Corporation's broader structural position.

Explore full peer positioning in AssetNext

Break down the FICO vs UI comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-driven comparisons

Explore how FICO and UI each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.