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Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs Temenos: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Fair Isaac carrying a narrow edge on growth. Temenos still has the edge on stability, which keeps the comparison from looking entirely one-sided. The market setup is currently leaning toward Temenos, which does not confirm the structural lead. That leaves a split case: the structural lead stays with Fair Isaac, but the market is not currently confirming it.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (FICO: S&P 500, TEMN.SW: STOXX 600).

Updated 2026-05-17

Growth is the clearest driver, while stability keeps the result from looking one-way.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and TEMN.SW share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Temenos each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
64
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
TEMN.SW
Temenos AG
63
Peer-Score
Signal qualitylow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in growth.

Dimension spread: FICO vs TEMN.SW Profitability 74 69 Stability 33 56 Valuation 53 57 Growth 95 70 FICO TEMN.SW
Gap Ranking
#1 Growth +25
#2 Stability +23
#3 Profitability +5
#4 Valuation +4
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and TEMN.SW Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOTEMN.SW Relative valuation Structural strength

The structural gap is limited here, but current pricing still leans against Fair Isaac Corporation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Growth
Both look solid on growth, though Fair Isaac Corporation still holds the stronger peer position.
Stability
Temenos AG sits in the stronger part of the group on stability, while Fair Isaac Corporation is closer to mid-pack.
Growth — Dominant Gap
FICO
95
TEMN.SW
70
Gap+25in favour of FICO

Revenue growth reinforces the category-level growth lead.

What keeps the gap from being one-sided

There is still a strong counterforce in stability, so the lead stays clear without becoming a sweep.

What this means for the comparison

The main read on growth is clearer than the broader score gap.

Explore full peer positioning in AssetNext

Break down the FICO vs TEMN.SW comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and TEMN.SW each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.