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Fair Isaac vs Temenos: Which Stock Looks Stronger in 2026?

Fair Isaac holds the cleaner structural position, with growth as the main driver and stability adding further support. Temenos does not offset that deficit through any equally strong structural edge elsewhere. The market setup is currently leaning toward Temenos, which does not confirm the structural lead. That leaves a split case: the structural lead stays with Fair Isaac, but the market is not currently confirming it.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (FICO: S&P 500, TEMN.SW: STOXX 600).

Updated 2026-08-16

The clearest score difference appears in growth. The overall score gap is 24 points in favour of Fair Isaac Corporation.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and TEMN.SW share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Temenos each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
69
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
TEMN.SW
Temenos AG
45
Peer-Score
Signal qualitylow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: FICO vs TEMN.SW Profitability 82 69 Stability 45 26 Valuation 60 60 Growth 84 3 FICO TEMN.SW
Gap Ranking
#1 Growth +81
#2 Stability +19
#3 Profitability +13
#4 Valuation —
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and TEMN.SW Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOTEMN.SW Relative valuation Structural strength

The setup is mixed: neither company clearly combines the stronger profile with the more supportive price setup.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and TEMN.SW each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 28 pct gap TEMN.SW Elevated · below norm 0th 50th 100th 48th 77th
Today FICO sits in the lower-middle of its own 5-year history (48th percentile), while TEMN.SW sits higher in its own history (77th). Within each stock's own 5-year context, FICO is at a historically more favourable entry position than TEMN.SW. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
On growth, Fair Isaac Corporation ranks near the top of the group; Temenos AG sits in the weaker half.
Stability
Fair Isaac Corporation sits higher in the group on stability, adding to the overall structural advantage.
Growth — Dominant Gap
FICO
84
TEMN.SW
3
Gap+81in favour of FICO

One company is still expanding while the other is contracting, which creates a very wide growth split.

What keeps the gap from being one-sided

The market setup is mixed for both, so the structural comparison carries most of the weight here.

What this means for the comparison

Growth is the clearest driver, and stability also supports Fair Isaac Corporation's broader structural position.

Explore full peer positioning in AssetNext

Break down the FICO vs TEMN.SW comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-driven comparisons

Explore how FICO and TEMN.SW each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.