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Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs PTC: Which Stock Looks Stronger in 2026?

Structurally, Fair Isaac and PTC are closely matched — neither holds a meaningful edge overall. PTC still leads on valuation and stability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-07-05

On profitability, the clearer edge sits with Fair Isaac Corporation, while the broader score remains level.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and PTC share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and PTC each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
65
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
PTC
PTC Inc.
65
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in profitability.

Dimension spread: FICO vs PTC Profitability 79 32 Stability 41 55 Valuation 49 88 Growth 92 90 FICO PTC
Gap Ranking
#1 Profitability +47
#2 Valuation +39
#3 Stability +14
#4 Growth +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and PTC Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOPTC Relative valuation Structural strength

The setup splits cleanly: structure favours Fair Isaac Corporation, while the price setup favours PTC Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and PTC each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 34 pct gap PTC Lower · below norm 0th 50th 100th 61st 26th
Today PTC sits in the lower-middle of its own 5-year history (26th percentile), while FICO sits higher in its own history (61st). Within each stock's own 5-year context, PTC is at a historically more favourable entry position than FICO. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
On profitability, Fair Isaac Corporation ranks near the top of the group; PTC Inc. sits in the weaker half.
Valuation
On valuation, the edge is clear — both rank well, but PTC Inc. sits noticeably higher.
Profitability — Dominant Gap
FICO
79
PTC
32
Gap+47in favour of FICO

The profitability lead is mainly driven by a 16.6-point operating margin advantage.

What keeps the gap from being one-sided

Absolute pricing still looks more supportive for PTC, with a forward P/E that is 8.9 turns lower there.

What this means for the comparison

Profitability provides the clearer read here, while the broader score remains level.

Explore full peer positioning in AssetNext

Break down the FICO vs PTC comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and PTC each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.