Home Compare FICO vs PTC
Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs PTC: Which Stock Looks Stronger in 2026?

The structural profiles are close, with PTC carrying a narrow edge on profitability. Fair Isaac still has the edge on profitability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-05-17

The page question resolves through profitability, where Fair Isaac Corporation holds the stronger read even though the broader score still favours PTC Inc..

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and PTC share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and PTC each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
64
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
PTC
PTC Inc.
67
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: FICO vs PTC Profitability 74 36 Stability 33 59 Valuation 53 87 Growth 95 91 FICO PTC
Gap Ranking
#1 Profitability +38
#2 Valuation +34
#3 Stability +26
#4 Growth +4
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and PTC Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOPTC Relative valuation Structural strength

The structural gap is limited here, but current pricing still leans against Fair Isaac Corporation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and PTC each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 7 pct gap PTC Neutral · below norm 0th 50th 100th 53rd 47th
FICO (53rd percentile) and PTC (47th percentile) sit at comparable positions within their own 5-year histories. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
On profitability, Fair Isaac Corporation ranks near the top of the group; PTC Inc. sits in the weaker half.
Valuation
On valuation, the same pattern holds: both are strong, but PTC Inc. still leads clearly.
Profitability — Dominant Gap
FICO
74
PTC
36
Gap+38in favour of FICO

The clearest distance comes from a stronger profitability profile.

What else supports the lead

Volatility exposure is also lower for PTC Inc., which gives the lead a steadier footing.

What this means for the comparison

The lead is built on both profitability and valuation — though profitability still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the FICO vs PTC comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and PTC each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.