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Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs Nemetschek: Which Stock Looks Stronger in 2026?

Fair Isaac holds the cleaner structural position, with profitability as the main driver and valuation adding further support. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The comparison is mainly decided in profitability, with the rest of the profile carrying less weight. The overall score gap is 12 points in favour of Fair Isaac Corporation.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and NEM.DE share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Nemetschek SE each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
63
Peer-Score
Signal qualityHigh
vs
NEM.DE
Nemetschek SE
51
Peer-Score
Signal qualityHigh

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: FICO vs NEM.DE Profitability 95 56 Stability 49 57 Valuation 50 38 Growth 50 56 FICO NEM.DE
Gap Ranking
#1 Profitability +39
#2 Valuation +12
#3 Stability +8
#4 Growth +6
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and NEM.DE Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICONEM.DE Relative valuation Structural strength

The setup stays mixed because structure and the price setup do not align cleanly in one direction.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Profitability
Both rank well on profitability, but Fair Isaac Corporation still holds a clear edge.
Valuation
Fair Isaac Corporation sits in the stronger part of the group on valuation, while Nemetschek SE is closer to mid-pack.
Profitability — Dominant Gap
FICO
95
NEM.DE
56
Gap+39in favour of FICO

The profitability lead is mainly driven by a 14.5-point operating margin advantage.

What keeps the gap from being one-sided

Nemetschek SE still carries lower volatility exposure — that difference is real enough to prevent the comparison from becoming one-sided.

What this means for the comparison

Profitability is the clearest driver, and valuation also supports Fair Isaac Corporation's broader structural position.

Explore full peer positioning in AssetNext

Break down the FICO vs NEM.DE comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-driven comparisons

Explore how FICO and NEM.DE each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.