Home Compare FICO vs MA
Stock Comparison · Structural lead, mixed market

Fair Isaac vs Mastercard: Which Stock Looks Stronger in 2026?

Mastercard holds the cleaner structural position, with the lead spread across stability and growth. The remaining gap is narrow enough that the comparison remains open to different readings. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

This is not just a one-metric split: both stability and growth materially support the lead.

Trajectory Similarity
0.69
Moderately similar
Peer-set rank: #34
within Fair Isaac Corporation's functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

This level of similarity points to a meaningful structural match, though not a tight one.

The match is driven mainly by recent revenue growth and investment intensity.

Similarity drivers
recent revenue growthinvestment intensity
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
FICO
Fair Isaac Corporation
63
Peer-Score
Signal qualityHigh
vs
MA
Mastercard Incorporated
70
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: FICO vs MA Profitability 95 88 Stability 49 67 Valuation 50 58 Growth 50 62 FICO MA
Gap Ranking
#1 Stability +18
#2 Growth +12
#3 Valuation +8
#4 Profitability +7
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and MA Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOMA Relative valuation Structural strength

The two profiles are relatively close, but the price setup still leans toward Mastercard Incorporated.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Stability
Both profiles are strong on stability, but Mastercard Incorporated leads clearly.
Growth
Fair Isaac Corporation sits higher in the group on growth, adding to the overall structural advantage.
Stability — Dominant Gap
FICO
49
MA
67
Gap+18in favour of MA

The stability gap is clear, with the stronger side looking materially steadier through time.

What keeps the gap from being one-sided

Fair Isaac Corporation still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

The lead is built on both stability and growth, making it broader than a single-dimension result.

Explore full peer positioning in AssetNext

Break down the FICO vs MA comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar stability-and-growth comparisons

Explore how FICO and MA each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.