Home Compare FICO vs GWRE
Stock Comparison · Industry comparison · Software - Application

Fair Isaac vs Guidewire Software: Which Stock Looks Stronger in 2026?

Fair Isaac holds the cleaner structural position, with the lead spread across growth and valuation. Guidewire Software still has the edge on stability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-08-16

This is not just a one-metric split: both growth and valuation materially support the lead. The overall score gap is 18 points in favour of Fair Isaac Corporation.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. FICO and GWRE share the same industry classification.

For a similarity-based comparison, see how Fair Isaac and Guidewire Software each position within their functional peer groups in AssetNext.

Peer-Relative Score
FICO
Fair Isaac Corporation
68
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
GWRE
Guidewire Software, Inc.
50
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: FICO vs GWRE Profitability 77 75 Stability 46 69 Valuation 61 24 Growth 84 30 FICO GWRE
Gap Ranking
#1 Growth +54
#2 Valuation +37
#3 Stability +23
#4 Profitability +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for FICO and GWRE Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer FICOGWRE Relative valuation Structural strength

Fair Isaac Corporation still looks stronger, and the price setup does not materially undermine that lead.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where FICO and GWRE each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY FICO Neutral · below norm 0th 50th 100th 28 pct gap GWRE Elevated · near norm 0th 50th 100th 48th 76th
Today FICO sits in the lower-middle of its own 5-year history (48th percentile), while GWRE sits higher in its own history (76th). Within each stock's own 5-year context, FICO is at a historically more favourable entry position than GWRE. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
On growth, Fair Isaac Corporation ranks near the top of the group; Guidewire Software, Inc. sits in the weaker half.
Valuation
Fair Isaac Corporation sits in the stronger part of the group on valuation, while Guidewire Software, Inc. is closer to mid-pack.
Growth — Dominant Gap
FICO
84
GWRE
30
Gap+54in favour of FICO

Earnings growth is one contributing factor within the growth lead.

What keeps the gap from being one-sided

Guidewire Software, Inc. still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

The lead is built on both growth and valuation — though stability still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the FICO vs GWRE comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how FICO and GWRE each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.