Home Compare EFX vs TRU
Stock Comparison · Single-driver result

Equifax vs TransUnion: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Equifax carrying a narrow edge on profitability. TransUnion still has the edge on growth, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The lead runs through profitability, while growth still acts as a real counterweight on the other side.

Trajectory Similarity
0.56
Moderately similar
Peer-set rank: #57
within Equifax Inc.'s functional peer set

This comparison is anchored in long-term financial trajectory similarity within the selected peer universe.

The pair shares a valid long-term profile match, but the trajectories are not especially close.

Most of the shared profile comes through margin consistency and revenue stability.

Similarity drivers
margin consistencyrevenue stability
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
EFX
Equifax Inc.
40
Peer-Score
Signal qualityMedium
vs
TRU
TransUnion
38
Peer-Score
Signal qualityHigh

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in profitability.

Dimension spread: EFX vs TRU Profitability 30 4 Stability 17 12 Valuation 56 63 Growth 56 78 EFX TRU
Gap Ranking
#1 Profitability +26
#2 Growth +22
#3 Valuation +7
#4 Stability +5
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for EFX and TRU Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer EFXTRU Relative valuation Structural strength

The structural gap is limited here, but current pricing still leans against Equifax Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Profitability
Both sit in the weaker half on profitability, with Equifax Inc. still coming out ahead.
Growth
Both look solid on growth, though TransUnion still holds the stronger peer position.
Profitability — Dominant Gap
EFX
30
TRU
4
Gap+26in favour of EFX

The profitability gap is wide, with the stronger side earning materially better operating marks.

What keeps the gap from being one-sided

Earnings growth also leans the other way, which keeps the score lead from reading as a full growth sweep.

What this means for the comparison

The main read on profitability is clearer than the broader score gap.

Explore full peer positioning in AssetNext

Break down the EFX vs TRU comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how EFX and TRU each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.