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Stock Comparison · Structural lead, mixed market

Equifax vs Jack Henry & Associates: Which Stock Looks Stronger in 2026?

Jack Henry & Associates holds the cleaner structural position, with the lead spread across profitability and stability. Equifax still has the edge on growth, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-07-05

The clearest separation starts in profitability, but stability adds another real layer to the result. Jack Henry & Associates, Inc. leads by 35 points on the overall comparison score.

Trajectory Similarity
0.67
Moderately similar
Peer-set rank: #11
within Equifax Inc.'s functional peer set

This pair is matched through long-term financial trajectory similarity within the selected peer universe.

This level of similarity points to a meaningful structural match, though not a tight one.

The clearest structural overlap shows up in margin consistency and revenue stability.

Similarity drivers
margin consistencyrevenue stability
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
EFX
Equifax Inc.
41
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
JKHY
Jack Henry & Associates, Inc.
76
Peer-Score
Signal qualityHigh
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: EFX vs JKHY Profitability 5 86 Stability 18 88 Valuation 60 68 Growth 88 62 EFX JKHY
Gap Ranking
#1 Profitability +81
#2 Stability +70
#3 Growth +26
#4 Valuation +8
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for EFX and JKHY Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer EFXJKHY Relative valuation Structural strength

Jack Henry & Associates, Inc. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where EFX and JKHY each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY EFX Lower · below norm 0th 50th 100th 2 pct gap JKHY Lower · below norm 0th 50th 100th 7th 5th
EFX (7th percentile) and JKHY (5th percentile) both sit in the lower portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Jack Henry & Associates, Inc. ranks near the top of the group on profitability; Equifax Inc. sits in the weaker half.
Stability
On stability, the gap still runs the same way: Jack Henry & Associates, Inc. sits near the top of the group, while Equifax Inc. remains in the weaker half.
Profitability — Dominant Gap
EFX
5
JKHY
86
Gap+81in favour of JKHY

The profitability lead is mainly driven by a 6.9-point operating margin advantage.

What keeps the gap from being one-sided

Earnings growth also leans toward EFX, which keeps the score lead from reading as a full growth sweep.

What this means for the comparison

The lead is built on both profitability and stability — though growth still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the EFX vs JKHY comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how EFX and JKHY each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.