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Stock Comparison · Industry comparison · Banks - Regional

Crédit Agricole vs Intesa Sanpaolo S.p.A.: Which Stock Looks Stronger in 2026?

Intesa Sanpaolo S.p.A holds the cleaner structural position, with the lead spread across growth and profitability. Crédit Agricole still has the edge on stability, which keeps the comparison from looking entirely one-sided. The market setup broadly confirms the structural lead — Intesa Sanpaolo S.p.A holds the more constructive position. That puts structure and market broadly in agreement — Intesa Sanpaolo S.p.A's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The lead is spread across growth and profitability, rather than sitting in one isolated gap. The overall score gap is 20 points in favour of Intesa Sanpaolo S.p.A..

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. ACA.PA and ISP.MI share the same industry classification.

For a similarity-based comparison, see how Crédit Agricole and Intesa Sanpaolo S.p.A each position within their functional peer groups in AssetNext.

Peer-Relative Score
ACA.PA
Crédit Agricole S.A.
42
Peer-Score
Signal qualityMedium
vs
ISP.MI
Intesa Sanpaolo S.p.A.
62
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: ACA.PA vs ISP.MI Profitability 20 65 Stability 49 35 Valuation 87 80 Growth 0 56 ACA.PA ISP.MI
Gap Ranking
#1 Growth +56
#2 Profitability +45
#3 Stability +14
#4 Valuation +7
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ACA.PA and ISP.MI Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ACA.PAISP.MI Relative valuation Structural strength

The setup stays mixed because structure and the price setup do not align cleanly in one direction.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Growth
On growth, Intesa Sanpaolo S.p.A. is positioned higher in the group, while Crédit Agricole S.A. is closer to the middle.
Profitability
Intesa Sanpaolo S.p.A. ranks near the top of the group on profitability; Crédit Agricole S.A. sits in the weaker half.
Growth — Dominant Gap
ACA.PA
0
ISP.MI
56
Gap+56in favour of ISP.MI

Growth adds another layer to the lead, with a very wide gap in revenue growth between the two companies.

What keeps the gap from being one-sided

Crédit Agricole S.A. still looks less cycle-sensitive — that keeps the result from looking completely one-sided.

What this means for the comparison

The lead is built on both growth and profitability — though stability still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the ACA.PA vs ISP.MI comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-and-profitability comparisons

Explore how ACA.PA and ISP.MI each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.