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Stock Comparison · Industry comparison · Banks - Regional

Crédit Agricole vs BNP Paribas: Which Stock Looks Stronger in 2026?

BNP Paribas leads structurally, with growth as the clearest single gap between the two profiles. Crédit Agricole still leads on profitability and stability, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the STOXX 600 universe, making them directly comparable.

Updated 2026-05-17

Most of the separation is still concentrated in growth. The overall score gap is 8 points in favour of BNP Paribas SA.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. ACA.PA and BNP.PA share the same industry classification.

For a similarity-based comparison, see how Crédit Agricole and BNP Paribas each position within their functional peer groups in AssetNext.

Peer-Relative Score
ACA.PA
Crédit Agricole S.A.
42
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
BNP.PA
BNP Paribas SA
50
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: ACA.PA vs BNP.PA Profitability 19 6 Stability 44 30 Valuation 87 84 Growth 9 87 ACA.PA BNP.PA
Gap Ranking
#1 Growth +78
#2 Stability +14
#3 Profitability +13
#4 Valuation +3
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ACA.PA and BNP.PA Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ACA.PABNP.PA Relative valuation Structural strength

The setup remains mixed because the stronger profile and the more supportive price setup do not sit on the same side.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where ACA.PA and BNP.PA each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY ACA.PA Elevated · above norm 0th 50th 100th 5 pct gap BNP.PA Elevated · above norm 0th 50th 100th 92nd 97th
ACA.PA (92nd percentile) and BNP.PA (97th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
BNP Paribas SA ranks near the top of the group on growth; Crédit Agricole S.A. sits in the weaker half.
Stability
Crédit Agricole S.A. holds the stronger peer position on stability.
Growth — Dominant Gap
ACA.PA
9
BNP.PA
87
Gap+78in favour of BNP.PA

One company is still expanding while the other is contracting, which creates a very wide growth split.

What keeps the gap from being one-sided

Crédit Agricole S.A. still looks less cycle-sensitive — that keeps the result from looking completely one-sided.

What this means for the comparison

The growth lead is clear, but pricing and stability still pull in the other direction — the result holds, but not without friction.

Explore full peer positioning in AssetNext

Break down the ACA.PA vs BNP.PA comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-driven comparisons

Explore how ACA.PA and BNP.PA each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.