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Stock Comparison · Industry comparison · Banks - Regional

Citizens Financial Group vs First Horizon: Which Stock Looks Stronger in 2026?

First Horizon holds the cleaner structural position, with the lead spread across profitability and growth. Citizens Financial does not offset that deficit through any equally strong structural edge elsewhere. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

This is not just a one-metric split: both profitability and growth materially support the lead. The overall score gap is 35 points in favour of First Horizon Corporation.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. CFG and FHN share the same industry classification.

For a similarity-based comparison, see how Citizens Financial and First Horizon each position within their functional peer groups in AssetNext.

Peer-Relative Score
CFG
Citizens Financial Group, Inc.
40
Peer-Score
Signal qualityMedium
vs
FHN
First Horizon Corporation
75
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: CFG vs FHN Profitability 0 66 Stability 36 61 Valuation 68 75 Growth 61 100 CFG FHN
Gap Ranking
#1 Profitability +66
#2 Growth +39
#3 Stability +25
#4 Valuation +7
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for CFG and FHN Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer CFGFHN Relative valuation Structural strength

First Horizon Corporation looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Profitability
First Horizon Corporation ranks near the top of the group on profitability; Citizens Financial Group, Inc. sits in the weaker half.
Growth
On growth, the same pattern holds: both are strong, but First Horizon Corporation still leads clearly.
Profitability — Dominant Gap
CFG
0
FHN
66
Gap+66in favour of FHN

The profitability lead is mainly driven by a 11-point operating margin advantage.

What else supports the lead

Earnings growth is one contributing factor within the growth lead.

What this means for the comparison

The lead is built on both profitability and growth, making it broader than a single-dimension result.

Explore full peer positioning in AssetNext

Break down the CFG vs FHN comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-and-growth comparisons

Explore how CFG and FHN each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.