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Stock Comparison · Industry comparison · Banks - Regional

Citizens Financial Group vs First Horizon: Which Stock Looks Stronger in 2026?

First Horizon holds the cleaner structural position, with the lead spread across profitability and growth. Citizens Financial still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-08-16

The lead is spread across profitability and stability, rather than sitting in one isolated gap. The overall score gap is 20 points in favour of First Horizon Corporation.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. CFG and FHN share the same industry classification.

For a similarity-based comparison, see how Citizens Financial and First Horizon each position within their functional peer groups in AssetNext.

Peer-Relative Score
CFG
Citizens Financial Group, Inc.
43
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
FHN
First Horizon Corporation
63
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: CFG vs FHN Profitability 0 50 Stability 31 63 Valuation 70 88 Growth 80 45 CFG FHN
Gap Ranking
#1 Profitability +50
#2 Growth +35
#3 Stability +32
#4 Valuation +18
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for CFG and FHN Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer CFGFHN Relative valuation Structural strength

First Horizon Corporation looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where CFG and FHN each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY CFG Elevated · above norm 0th 50th 100th 0 pct gap FHN Elevated · above norm 0th 50th 100th 99th 99th
CFG (99th percentile) and FHN (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
On profitability, First Horizon Corporation is positioned higher in the group, while Citizens Financial Group, Inc. is closer to the middle.
Growth
Both profiles are strong on growth, but Citizens Financial Group, Inc. leads clearly.
Profitability — Dominant Gap
CFG
0
FHN
50
Gap+50in favour of FHN

The profitability lead is mainly driven by a 6.2-point operating margin advantage.

What keeps the gap from being one-sided

Earnings growth also leans toward CFG, which keeps the score lead from reading as a full growth sweep.

What this means for the comparison

Profitability settles the main question, even though growth still keeps the broader picture from looking fully clean.

Explore full peer positioning in AssetNext

Break down the CFG vs FHN comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how CFG and FHN each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.