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Stock Comparison · Industry comparison · Banks - Regional

Cembra Money Bank vs Sparebanken Norge: Which Stock Looks Stronger in 2026?

Sparebanken Norge holds the cleaner structural position, with the lead spread across profitability and stability. Cembra Money Bank does not offset that deficit through any equally strong structural edge elsewhere. The market setup broadly confirms the structural lead — Sparebanken Norge holds the more constructive position. That puts structure and market broadly in agreement — Sparebanken Norge's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the STOXX 600 universe, making them directly comparable.

Updated 2026-08-16

The clearest separation starts in profitability, but stability adds another real layer to the result. The overall score gap is 29 points in favour of Sparebanken Norge.

INDUSTRY COMPARISON

Both operate in: Banks - Regional

This comparison is based on industry proximity, not on functional trajectory similarity. CMBN.SW and SBNOR.OL share the same industry classification.

For a similarity-based comparison, see how Cembra Money Bank and Sparebanken Norge each position within their functional peer groups in AssetNext.

Peer-Relative Score
CMBN.SW
Cembra Money Bank AG
52
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
SBNOR.OL
Sparebanken Norge
81
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: CMBN.SW vs SBNOR.OL Profitability 44 100 Stability 51 85 Valuation 79 79 Growth 23 50 CMBN.SW SBNOR.OL
Gap Ranking
#1 Profitability +56
#2 Stability +34
#3 Growth +27
#4 Valuation —
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for CMBN.SW and SBNOR.OL Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer CMBN.SWSBNOR.OL Relative valuation Structural strength

Sparebanken Norge looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where CMBN.SW and SBNOR.OL each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY CMBN.SW Elevated · near norm 0th 50th 100th 25 pct gap SBNOR.OL Elevated · near norm 0th 50th 100th 72nd 98th
Today CMBN.SW sits in the upper-middle of its own 5-year history (72nd percentile), while SBNOR.OL sits higher in its own history (98th). Within each stock's own 5-year context, CMBN.SW is at a historically more favourable entry position than SBNOR.OL. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Both rank well on profitability, but Sparebanken Norge still holds a clear edge.
Stability
On stability, the edge is clear — both rank well, but Sparebanken Norge sits noticeably higher.
Profitability — Dominant Gap
CMBN.SW
44
SBNOR.OL
100
Gap+56in favour of SBNOR.OL

The profitability lead is mainly driven by a 17.4-point operating margin advantage.

What else supports the lead

Stability also supports the lead, so the result is broader than one isolated gap.

What this means for the comparison

The lead is built on both profitability and stability, making it broader than a single-dimension result.

Explore full peer positioning in AssetNext

Break down the CMBN.SW vs SBNOR.OL comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-and-stability comparisons

Explore how CMBN.SW and SBNOR.OL each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.