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Stock Comparison · Industry comparison · Banks - Diversified

Banco Bilbao Vizcaya Argentaria vs Banco Santander: Which Stock Looks Stronger in 2026?

Banco Bilbao Vizcaya Argentaria, leads structurally, with profitability as the clearest single gap between the two profiles. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the STOXX 600 universe, making them directly comparable.

Updated 2026-07-05

Profitability remains the main source of distance in the comparison. Banco Bilbao Vizcaya Argentaria, S.A. leads by 9 points on the overall comparison score.

INDUSTRY COMPARISON

Both operate in: Banks - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. BBVA.MC and SAN.MC share the same industry classification.

For a similarity-based comparison, see how BBVA.MC and Banco Santander, each position within their functional peer groups in AssetNext.

Peer-Relative Score
BBVA.MC
Banco Bilbao Vizcaya Argentaria, S.A.
69
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600
vs
SAN.MC
Banco Santander, S.A.
60
Peer-Score
Signal qualityLow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: BBVA.MC vs SAN.MC Profitability 76 56 Stability 40 38 Valuation 80 75 Growth 72 64 BBVA.MC SAN.MC
Gap Ranking
#1 Profitability +20
#2 Growth +8
#3 Valuation +5
#4 Stability +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for BBVA.MC and SAN.MC Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer BBVA.MCSAN.MC Relative valuation Structural strength

Banco Bilbao Vizcaya Argentaria, S.A. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where BBVA.MC and SAN.MC each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY BBVA.MC Elevated · above norm 0th 50th 100th 0 pct gap SAN.MC Elevated · above norm 0th 50th 100th 99th 99th
BBVA.MC (99th percentile) and SAN.MC (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Both look solid on profitability, though Banco Bilbao Vizcaya Argentaria, S.A. still holds the stronger peer position.
Growth
On growth, the edge still sits with Banco Bilbao Vizcaya Argentaria, S.A., even though both profiles look solid.
Profitability — Dominant Gap
BBVA.MC
76
SAN.MC
56
Gap+20in favour of BBVA.MC

The profitability lead is mainly driven by a 11.6-point operating margin advantage.

What else supports the lead

Growth adds another layer of support rather than leaving the result tied to profitability alone.

What this means for the comparison

The score lead is real, although the wider profile still suggests a more growth-sensitive setup than a defensive one.

Explore full peer positioning in AssetNext

Break down the BBVA.MC vs SAN.MC comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-and-growth comparisons

Explore how BBVA.MC and SAN.MC each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.