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Stock Comparison · Industry comparison · Software - Application

ATOSS Software vs Guidewire Software: Which Stock Looks Stronger in 2026?

ATOSS Software SE holds the cleaner structural position, with valuation as the main driver and stability adding further support. Guidewire Software still has the edge on stability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (AOF.DE: HDAX, GWRE: Russell 1000).

Updated 2026-08-16

Valuation still does most of the heavy lifting in this comparison.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. AOF.DE and GWRE share the same industry classification.

For a similarity-based comparison, see how ATOSS Software SE and Guidewire Software each position within their functional peer groups in AssetNext.

Peer-Relative Score
AOF.DE
ATOSS Software SE
56
Peer-Score
Signal qualitylow
Peer basis: HDAX
vs
GWRE
Guidewire Software, Inc.
50
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Pricing shapes this comparison more than a broad operating gap.

Dimension spread: AOF.DE vs GWRE Profitability 75 75 Stability 48 69 Valuation 54 24 Growth 40 30 AOF.DE GWRE
Gap Ranking
#1 Valuation +30
#2 Stability +21
#3 Growth +10
#4 Profitability —
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AOF.DE and GWRE Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AOF.DEGWRE Relative valuation Structural strength

Structure stays fairly close here, while current pricing still looks more supportive for ATOSS Software SE.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AOF.DE and GWRE each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AOF.DE Neutral · below norm 0th 50th 100th 34 pct gap GWRE Elevated · near norm 0th 50th 100th 42nd 76th
Today AOF.DE sits in the lower-middle of its own 5-year history (42nd percentile), while GWRE sits higher in its own history (76th). Within each stock's own 5-year context, AOF.DE is at a historically more favourable entry position than GWRE. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Valuation
ATOSS Software SE sits in the stronger part of the group on valuation, while Guidewire Software, Inc. is closer to mid-pack.
Stability
Both profiles are strong on stability, but Guidewire Software, Inc. leads clearly.
Valuation — Dominant Gap
AOF.DE
54
GWRE
24
Gap+30in favour of AOF.DE

The multiple-based pricing edge comes from a forward P/E that is 18.8 turns lower.

What keeps the gap from being one-sided

Stability still leans toward Guidewire Software, Inc., so the lead is real without reading as one-way.

What this means for the comparison

Valuation gives ATOSS Software SE the clearer edge, even though stability and the price setup keep the overall picture from looking clean.

Explore full peer positioning in AssetNext

Break down the AOF.DE vs GWRE comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how AOF.DE and GWRE each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.