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Stock Comparison · Industry comparison · Software - Application

ATOSS Software vs Fair Isaac: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Fair Isaac carrying a narrow edge on growth. ATOSS Software SE still has the edge on stability, which keeps the comparison from looking entirely one-sided. Both sides have seen trend damage — neither carries a clear market edge right now. With both trends damaged, the structural comparison carries most of the weight here.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (AOF.DE: HDAX, FICO: S&P 500).

Updated 2026-05-17

Growth still does most of the heavy lifting in this comparison.

INDUSTRY COMPARISON

Both operate in: Software - Application

This comparison is based on industry proximity, not on functional trajectory similarity. AOF.DE and FICO share the same industry classification.

For a similarity-based comparison, see how ATOSS Software SE and Fair Isaac each position within their functional peer groups in AssetNext.

Peer-Relative Score
AOF.DE
ATOSS Software SE
59
Peer-Score
Signal qualitylow
Peer basis: HDAX
vs
FICO
Fair Isaac Corporation
64
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in growth.

Dimension spread: AOF.DE vs FICO Profitability 74 74 Stability 55 33 Valuation 60 53 Growth 38 95 AOF.DE FICO
Gap Ranking
#1 Growth +57
#2 Stability +22
#3 Valuation +7
#4 Profitability
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AOF.DE and FICO Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AOF.DEFICO Relative valuation Structural strength

Fair Isaac Corporation still looks cheaper, even though ATOSS Software SE remains structurally stronger.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AOF.DE and FICO each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AOF.DE Lower · below norm 0th 50th 100th 39 pct gap FICO Neutral · below norm 0th 50th 100th 15th 53rd
Today AOF.DE sits in the lower portion of its own 5-year history (15th percentile), while FICO sits higher in its own history (53rd). Within each stock's own 5-year context, AOF.DE is at a historically more favourable entry position than FICO. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Growth
Fair Isaac Corporation ranks near the top of the group on growth; ATOSS Software SE sits in the weaker half.
Stability
ATOSS Software SE sits in the stronger part of the group on stability, while Fair Isaac Corporation is closer to mid-pack.
Growth — Dominant Gap
AOF.DE
38
FICO
95
Gap+57in favour of FICO

Revenue growth reinforces the category-level growth lead.

What keeps the gap from being one-sided

ATOSS Software SE still carries lower volatility exposure — that difference is real enough to prevent the comparison from becoming one-sided.

What this means for the comparison

The page question resolves through growth, but stability and current pricing still keep the broader comparison from reading as fully aligned.

Explore full peer positioning in AssetNext

Break down the AOF.DE vs FICO comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how AOF.DE and FICO each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.