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Stock Comparison · Industry comparison · Insurance - Property & Casualt

Assurant vs Unipol Assicurazioni S.p.A.: Which Stock Looks Stronger in 2026?

Assurant leads structurally, with profitability as the clearest single gap between the two profiles. Unipol Assicurazioni S.p.A still has the edge on stability, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (AIZ: S&P 500, UNI.MI: STOXX 600).

Updated 2026-08-16

Profitability still does most of the heavy lifting in this comparison. The overall score gap is 9 points in favour of Assurant, Inc..

INDUSTRY COMPARISON

Both operate in: Insurance - Property & Casualty

This comparison is based on industry proximity, not on functional trajectory similarity. AIZ and UNI.MI share the same industry classification.

For a similarity-based comparison, see how Assurant and UNI.MI each position within their functional peer groups in AssetNext.

Peer-Relative Score
AIZ
Assurant, Inc.
69
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
UNI.MI
Unipol Assicurazioni S.p.A.
60
Peer-Score
Signal qualityMedium
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in profitability.

Dimension spread: AIZ vs UNI.MI Profitability 52 10 Stability 55 65 Valuation 82 87 Growth 87 88 AIZ UNI.MI
Gap Ranking
#1 Profitability +42
#2 Stability +10
#3 Valuation +5
#4 Growth +1
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AIZ and UNI.MI Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AIZUNI.MI Relative valuation Structural strength

The setup is mixed: neither company clearly combines the stronger profile with the more supportive price setup.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AIZ and UNI.MI each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AIZ Elevated · above norm 0th 50th 100th 0 pct gap UNI.MI Elevated · above norm 0th 50th 100th 99th 99th
AIZ (99th percentile) and UNI.MI (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
On profitability, Assurant, Inc. is positioned higher in the group, while Unipol Assicurazioni S.p.A. is closer to the middle.
Stability
Both look solid on stability, though Unipol Assicurazioni S.p.A. still holds the stronger peer position.
Profitability — Dominant Gap
AIZ
52
UNI.MI
10
Gap+42in favour of AIZ

Capital efficiency adds support, with a 8.8-point ROIC advantage.

What else supports the lead

Volatility exposure is also lower for Assurant, Inc., which gives the lead a steadier footing.

What this means for the comparison

Profitability clearly separates the pair, while the broader read stays strong rather than one-way.

Explore full peer positioning in AssetNext

Break down the AIZ vs UNI.MI comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar profitability-driven comparisons

Explore how AIZ and UNI.MI each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.