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Assurant vs Chubb Limited: Which Stock Looks Stronger in 2026?

Chubb holds the cleaner structural position, with stability as the main driver and profitability adding further support. Assurant still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the S&P 500 universe, making them directly comparable.

Updated 2026-07-05

The clearest separation starts in stability, with profitability adding a second layer of support.

INDUSTRY COMPARISON

Both operate in: Insurance - Property & Casualty

This comparison is based on industry proximity, not on functional trajectory similarity. AIZ and CB share the same industry classification.

For a similarity-based comparison, see how Assurant and Chubb each position within their functional peer groups in AssetNext.

Peer-Relative Score
AIZ
Assurant, Inc.
65
Peer-Score
Signal qualitylow
Peer basis: S&P 500
vs
CB
Chubb Limited
71
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: AIZ vs CB Profitability 44 56 Stability 52 81 Valuation 81 79 Growth 84 73 AIZ CB
Gap Ranking
#1 Stability +29
#2 Profitability +12
#3 Growth +11
#4 Valuation +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AIZ and CB Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AIZCB Relative valuation Structural strength

The setup is mixed: neither company clearly combines the stronger profile with the more supportive price setup.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AIZ and CB each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AIZ Elevated · above norm 0th 50th 100th 0 pct gap CB Elevated · above norm 0th 50th 100th 99th 99th
AIZ (99th percentile) and CB (99th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
Both profiles are strong on stability, but Chubb Limited leads clearly.
Profitability
On profitability, the same pattern holds: both rank well, but Chubb Limited still sits higher.
Stability — Dominant Gap
AIZ
52
CB
81
Gap+29in favour of CB

The stability gap is wide, with the stronger side looking materially steadier through time.

What keeps the gap from being one-sided

Assurant, Inc. still shows lower market-fundamental divergence, which keeps the wider picture mixed rather than completely one-sided.

What this means for the comparison

Stability is the clearest driver of the lead, with profitability adding further support — though growth still provides a real counterweight.

Explore full peer positioning in AssetNext

Break down the AIZ vs CB comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar stability-driven comparisons

Explore how AIZ and CB each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.