Home Compare ASRNL.AS vs HIG
Stock Comparison · Industry comparison · Insurance - Diversified

ASR Nederland N.V. vs The Hartford Insurance Group: Which Stock Looks Stronger in 2026?

The Hartford Insurance holds the cleaner structural position, with the lead spread across valuation and growth. ASR Nederland still has the edge on profitability, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

This is not just a one-metric split: both valuation and growth materially support the lead. The overall score gap is 18 points in favour of The Hartford Insurance Group, Inc..

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. ASRNL.AS and HIG share the same industry classification.

For a similarity-based comparison, see how ASR Nederland and The Hartford Insurance each position within their functional peer groups in AssetNext.

Peer-Relative Score
ASRNL.AS
ASR Nederland N.V.
60
Peer-Score
Signal qualityMedium
vs
HIG
The Hartford Insurance Group, Inc.
78
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Pricing and operating quality both support the lead here.

Dimension spread: ASRNL.AS vs HIG Profitability 93 78 Stability 61 70 Valuation 44 88 Growth 37 69 ASRNL.AS HIG
Gap Ranking
#1 Valuation +44
#2 Growth +32
#3 Profitability +15
#4 Stability +9
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ASRNL.AS and HIG Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ASRNL.ASHIG Relative valuation Structural strength

The Hartford Insurance Group, Inc. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Valuation
Both rank well on valuation, but The Hartford Insurance Group, Inc. still holds a clear edge.
Growth
On growth, the gap still runs the same way: The Hartford Insurance Group, Inc. sits near the top of the group, while ASR Nederland N.V. remains in the weaker half.
Valuation — Dominant Gap
ASRNL.AS
44
HIG
88
Gap+44in favour of HIG

The multiple-based pricing edge comes from a trailing P/E that is 18.1 turns lower.

What keeps the gap from being one-sided

Profitability still favours ASR Nederland, with a 14.9-point operating margin advantage keeping the comparison from looking fully resolved.

What this means for the comparison

The lead is built on both valuation and growth — though profitability still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the ASRNL.AS vs HIG comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar valuation-and-growth comparisons

Explore how ASRNL.AS and HIG each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.