Home Compare ASRNL.AS vs HIG
Stock Comparison · Industry comparison · Insurance - Diversified

ASR Nederland N.V. vs The Hartford Insurance Group: Which Stock Looks Stronger in 2026?

The structural profiles are close, with The Hartford Insurance carrying a narrow edge on valuation. ASR Nederland still has the edge on profitability, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (ASRNL.AS: STOXX 600, HIG: S&P 500).

Updated 2026-07-05

The result is anchored in valuation, but growth also reinforces the same direction.

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. ASRNL.AS and HIG share the same industry classification.

For a similarity-based comparison, see how ASR Nederland and The Hartford Insurance each position within their functional peer groups in AssetNext.

Peer-Relative Score
ASRNL.AS
ASR Nederland N.V.
66
Peer-Score
Signal qualitylow
Peer basis: STOXX 600
vs
HIG
The Hartford Insurance Group, Inc.
71
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: ASRNL.AS vs HIG Profitability 100 66 Stability 73 71 Valuation 46 86 Growth 39 58 ASRNL.AS HIG
Gap Ranking
#1 Valuation +40
#2 Profitability +34
#3 Growth +19
#4 Stability +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ASRNL.AS and HIG Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ASRNL.ASHIG Relative valuation Structural strength

Structure stays fairly close here, while current pricing still looks more supportive for The Hartford Insurance Group, Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where ASRNL.AS and HIG each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY ASRNL.AS Elevated · above norm 0th 50th 100th 2 pct gap HIG Elevated · below norm 0th 50th 100th 99th 97th
ASRNL.AS (99th percentile) and HIG (97th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Valuation
Both rank well on valuation, but The Hartford Insurance Group, Inc. still holds a clear edge.
Profitability
On profitability, the same pattern holds: both rank well, but ASR Nederland N.V. still sits higher.
Valuation — Dominant Gap
ASRNL.AS
46
HIG
86
Gap+40in favour of HIG

The multiple-based pricing edge comes from a trailing P/E that is 21.1 turns lower.

What keeps the gap from being one-sided

Profitability still favours ASR Nederland, with a 19.6-point operating margin advantage keeping the comparison from looking fully resolved.

What this means for the comparison

The page question resolves through valuation, but profitability and current pricing still keep the broader comparison from reading as fully aligned.

Explore full peer positioning in AssetNext

Break down the ASRNL.AS vs HIG comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how ASRNL.AS and HIG each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.