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Stock Comparison · Clear separation

Ally Financial vs Annaly Capital Management: Which Stock Looks Stronger in 2026?

Annaly Capital Management holds the cleaner structural position, with profitability as the main driver and growth adding further support. Ally Financial does not offset that deficit through any equally strong structural edge elsewhere. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The result is anchored in profitability, but growth also reinforces the same direction. Annaly Capital Management, Inc. leads by 19 points on the overall comparison score.

Trajectory Similarity
0.67
Moderately similar
Peer-set rank: #15
within Ally Financial Inc.'s functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

The pair shares a valid long-term profile match, but the trajectories are not especially close.

The match is driven mainly by margin consistency and revenue stability.

Similarity drivers
margin consistencyrevenue stability
What reduces the match
recent revenue growth
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
ALLY
Ally Financial Inc.
63
Peer-Score
Signal qualityMedium
vs
NLY
Annaly Capital Management, Inc.
82
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: ALLY vs NLY Profitability 50 100 Stability 44 36 Valuation 83 88 Growth 69 92 ALLY NLY
Gap Ranking
#1 Profitability +50
#2 Growth +23
#3 Stability +8
#4 Valuation +5
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ALLY and NLY Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ALLYNLY Relative valuation Structural strength

Annaly Capital Management, Inc. looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Profitability
Both profiles are strong on profitability, but Annaly Capital Management, Inc. leads clearly.
Growth
On growth, the same pattern holds: both rank well, but Annaly Capital Management, Inc. still sits higher.
Profitability — Dominant Gap
ALLY
50
NLY
100
Gap+50in favour of NLY

The profitability lead is mainly driven by a 73-point operating margin advantage.

What else supports the lead

Growth adds another layer to the lead, with a very wide gap in revenue growth between the two companies.

What this means for the comparison

Profitability is the clearest driver, and growth also supports Annaly Capital Management, Inc.'s broader structural position.

Explore full peer positioning in AssetNext

Break down the ALLY vs NLY comparison across all dimensions with the full interactive tool.

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Similar profitability-driven comparisons

Explore how ALLY and NLY each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.