Home Compare ALV.DE vs UNI.MI
Stock Comparison · Industry comparison · Insurance - Diversified

Allianz vs Unipol Assicurazioni S.p.A.: Which Stock Looks Stronger in 2026?

Unipol Assicurazioni S.p.A holds the cleaner structural position, with growth as the main driver and stability adding further support. Allianz SE still has the edge on stability, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

Growth still does most of the heavy lifting in this comparison. The overall score gap is 12 points in favour of Unipol Assicurazioni S.p.A..

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. ALV.DE and UNI.MI share the same industry classification.

For a similarity-based comparison, see how Allianz SE and UNI.MI each position within their functional peer groups in AssetNext.

Peer-Relative Score
ALV.DE
Allianz SE
46
Peer-Score
Signal qualityMedium
vs
UNI.MI
Unipol Assicurazioni S.p.A.
58
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The clearest separation appears in growth.

Dimension spread: ALV.DE vs UNI.MI Profitability 36 37 Stability 42 30 Valuation 76 87 Growth 22 74 ALV.DE UNI.MI
Gap Ranking
#1 Growth +52
#2 Stability +12
#3 Valuation +11
#4 Profitability +1
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ALV.DE and UNI.MI Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ALV.DEUNI.MI Relative valuation Structural strength

Unipol Assicurazioni S.p.A. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Growth
Unipol Assicurazioni S.p.A. ranks near the top of the group on growth; Allianz SE sits in the weaker half.
Stability
Stability also leans toward Allianz SE, reinforcing the broader structural lead.
Growth — Dominant Gap
ALV.DE
22
UNI.MI
74
Gap+52in favour of UNI.MI

One company is still expanding while the other is contracting, which creates a very wide growth split.

What keeps the gap from being one-sided

Allianz SE still carries lower volatility exposure — that difference is real enough to prevent the comparison from becoming one-sided.

What this means for the comparison

The growth lead is decisive, but stability still runs counter to it — the result is clear, not entirely one-sided.

Explore full peer positioning in AssetNext

Break down the ALV.DE vs UNI.MI comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Similar growth-driven comparisons

Explore how ALV.DE and UNI.MI each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.