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Stock Comparison · Industry comparison · Insurance - Diversified

Allianz vs The Hartford Insurance Group: Which Stock Looks Stronger in 2026?

The Hartford Insurance holds the cleaner structural position, with the lead spread across profitability and growth. Allianz SE still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (ALV.DE: DAX 40, HIG: S&P 500).

Updated 2026-07-05

The clearest separation starts in profitability, but stability adds another real layer to the result.

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. ALV.DE and HIG share the same industry classification.

For a similarity-based comparison, see how Allianz SE and The Hartford Insurance each position within their functional peer groups in AssetNext.

Peer-Relative Score
ALV.DE
Allianz SE
64
Peer-Score
Signal qualityLow
Peer basis: DAX 40
vs
HIG
The Hartford Insurance Group, Inc.
71
Peer-Score
Signal qualitylow
Peer basis: S&P 500

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: ALV.DE vs HIG Profitability 44 66 Stability 58 71 Valuation 79 86 Growth 79 58 ALV.DE HIG
Gap Ranking
#1 Profitability +22
#2 Growth +21
#3 Stability +13
#4 Valuation +7
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ALV.DE and HIG Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ALV.DEHIG Relative valuation Structural strength

Structure stays fairly close here, while current pricing still looks more supportive for The Hartford Insurance Group, Inc..

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where ALV.DE and HIG each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY ALV.DE Elevated · above norm 0th 50th 100th 2 pct gap HIG Elevated · below norm 0th 50th 100th 99th 97th
ALV.DE (99th percentile) and HIG (97th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Both profiles are strong on profitability, but The Hartford Insurance Group, Inc. leads clearly.
Growth
On growth, the same pattern holds: both rank well, but Allianz SE still sits higher.
Profitability — Dominant Gap
ALV.DE
44
HIG
66
Gap+22in favour of HIG

Return on equity adds support too, with a 4-point advantage.

What keeps the gap from being one-sided

Growth still tilts materially toward Allianz SE, which stops the result from looking dominant across the whole profile.

What this means for the comparison

The lead is built on both profitability and growth — though growth still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the ALV.DE vs HIG comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how ALV.DE and HIG each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.