Home Compare ALV.DE vs AV.L
Stock Comparison · Industry comparison · Insurance - Diversified

Allianz vs Aviva: Which Stock Looks Stronger in 2026?

The structural profiles are close, with Aviva carrying a narrow edge on valuation. Allianz SE still has the edge on valuation, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the STOXX 600 universe, making them directly comparable.

Updated 2026-07-05

On valuation, the clearer edge sits with Allianz SE, while the overall score remains tighter and points the other way.

INDUSTRY COMPARISON

Both operate in: Insurance - Diversified

This comparison is based on industry proximity, not on functional trajectory similarity. ALV.DE and AV.L share the same industry classification.

For a similarity-based comparison, see how Allianz SE and Aviva each position within their functional peer groups in AssetNext.

Peer-Relative Score
ALV.DE
Allianz SE
64
Peer-Score
Signal qualityLow
Peer basis: STOXX 600
vs
AV.L
Aviva plc
69
Peer-Score
Signal qualityLow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: ALV.DE vs AV.L Profitability 44 69 Stability 55 83 Valuation 79 50 Growth 79 81 ALV.DE AV.L
Gap Ranking
#1 Valuation +29
#2 Stability +28
#3 Profitability +25
#4 Growth +2
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for ALV.DE and AV.L Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer ALV.DEAV.L Relative valuation Structural strength

Aviva plc occupies the cheaper side of the setup map, although Allianz SE still holds the stronger structural profile.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where ALV.DE and AV.L each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY ALV.DE Elevated · above norm 0th 50th 100th 4 pct gap AV.L Elevated · near norm 0th 50th 100th 99th 95th
ALV.DE (99th percentile) and AV.L (95th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Valuation
Both rank well on valuation, but Allianz SE still sits higher.
Stability
On stability, the edge is clear — both rank well, but Aviva plc sits noticeably higher.
Valuation — Dominant Gap
ALV.DE
79
AV.L
50
Gap+29in favour of ALV.DE

The multiple-based pricing edge comes from a forward P/E that is 3 turns lower.

What else supports the lead

Stability still reinforces the same direction, which makes the lead look broader across the profile.

What this means for the comparison

The lead is built on both valuation and stability — though valuation still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the ALV.DE vs AV.L comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how ALV.DE and AV.L each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.