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Affirm Holdings vs Robinhood Markets: Which Stock Looks Stronger in 2026?

Robinhood Markets holds the cleaner structural position, with profitability as the main driver and growth adding further support. Affirm still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is currently leaning toward Affirm, which does not confirm the structural lead. That leaves a split case: the structural lead stays with Robinhood Markets, but the market is not currently confirming it.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-05-17

The clearest separation starts in profitability, but stability adds another real layer to the result. Robinhood Markets, Inc. leads by 18 points on the overall comparison score.

Trajectory Similarity
0.80
Similar
Peer-set rank: #1
within Affirm Holdings, Inc.'s functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

The pair sits on a clearly comparable long-term path, though it is not a near-twin match.

The clearest structural overlap shows up in investment intensity and recent revenue growth.

Similarity drivers
investment intensityrecent revenue growth
What reduces the match
margin trend
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
AFRM
Affirm Holdings, Inc.
44
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
HOOD
Robinhood Markets, Inc.
62
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

Score differences across key dimensions.

Dimension spread: AFRM vs HOOD Profitability 42 97 Stability 16 36 Valuation 39 57 Growth 82 42 AFRM HOOD
Gap Ranking
#1 Profitability +55
#2 Growth +40
#3 Stability +20
#4 Valuation +18
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AFRM and HOOD Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AFRMHOOD Relative valuation Structural strength

Robinhood Markets, Inc. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AFRM and HOOD each sit in their own 4.8-year price and valuation history.

BASED ON 4.8-YEAR HISTORY AFRM Elevated · near norm 0th 50th 100th 11 pct gap HOOD Elevated · near norm 0th 50th 100th 75th 86th
AFRM (75th percentile) and HOOD (86th percentile) both sit in the upper portion of their own 5-year ranges. The historical entry context is broadly similar for both. This reflects entry timing, not which company is structurally stronger.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Profitability
Both profiles are strong on profitability, but Robinhood Markets, Inc. leads clearly.
Growth
On growth, the edge is clear — both rank well, but Affirm Holdings, Inc. sits noticeably higher.
Profitability — Dominant Gap
AFRM
42
HOOD
97
Gap+55in favour of HOOD

The profitability lead is mainly driven by a 30-point operating margin advantage.

What keeps the gap from being one-sided

Earnings growth also leans toward AFRM, which keeps the score lead from reading as a full growth sweep.

What this means for the comparison

The profitability edge is decisive, but growth still pushes back — the result holds, but not without a real counterweight.

Explore full peer positioning in AssetNext

Break down the AFRM vs HOOD comparison across all dimensions with the full interactive tool.

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Other comparisons with conflicting dimension signals

Explore how AFRM and HOOD each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.