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Stock Comparison · Structural lead, mixed market

Affirm Holdings vs RenaissanceRe Holdings: Which Stock Looks Stronger in 2026?

RenaissanceRe holds the cleaner structural position, with the lead spread across stability and valuation. Affirm still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is broadly comparable for both — no clear directional signal from price behavior. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Both peer scores are relative to the Russell 1000 universe, making them directly comparable.

Updated 2026-05-17

This is not just a one-metric split: both stability and valuation materially support the lead. RenaissanceRe Holdings Ltd. leads by 23 points on the overall comparison score.

Trajectory Similarity
0.68
Moderately similar
Peer-set rank: #6
within Affirm Holdings, Inc.'s functional peer set

These two companies are linked by measured long-term financial trajectory similarity within the selected peer universe.

The pair shares a valid long-term profile match, but the trajectories are not especially close.

The match is driven mainly by capital structure and revenue growth trajectory.

Similarity drivers
capital structurerevenue growth trajectory
What reduces the match
margin trend
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
AFRM
Affirm Holdings, Inc.
44
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
RNR
RenaissanceRe Holdings Ltd.
67
Peer-Score
Signal qualitylow
Peer basis: Russell 1000

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: AFRM vs RNR Profitability 42 63 Stability 16 70 Valuation 39 88 Growth 82 40 AFRM RNR
Gap Ranking
#1 Stability +54
#2 Valuation +49
#3 Growth +42
#4 Profitability +21
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AFRM and RNR Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AFRMRNR Relative valuation Structural strength

RenaissanceRe Holdings Ltd. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AFRM and RNR each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AFRM Elevated · near norm 0th 50th 100th 21 pct gap RNR Elevated · near norm 0th 50th 100th 75th 96th
Today AFRM sits in the upper portion of its own 5-year history (75th percentile), while RNR sits higher in its own history (96th). Within each stock's own 5-year context, AFRM is at a historically more favourable entry position than RNR. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
RenaissanceRe Holdings Ltd. ranks near the top of the group on stability; Affirm Holdings, Inc. sits in the weaker half.
Valuation
On valuation, the gap still runs the same way: RenaissanceRe Holdings Ltd. sits near the top of the group, while Affirm Holdings, Inc. remains in the weaker half.
Stability — Dominant Gap
AFRM
16
RNR
70
Gap+54in favour of RNR

The clearest distance comes from a steadier profile over time.

What keeps the gap from being one-sided

Affirm still pushes back on growth, with a 69-point revenue-growth advantage that keeps the read from becoming one-way.

What this means for the comparison

The lead is built on both stability and valuation — though growth still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the AFRM vs RNR comparison across all dimensions with the full interactive tool.

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Other comparisons with conflicting dimension signals

Explore how AFRM and RNR each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.