Home Compare AFRM vs NN.AS
Stock Comparison · Structural lead, mixed market

Affirm Holdings vs NN Group N.V.: Which Stock Looks Stronger in 2026?

NN holds the cleaner structural position, with the lead spread across stability and profitability. Affirm still has the edge on growth, which keeps the comparison from looking entirely one-sided. The market setup is mixed, without a decisive signal in either direction. The market is not adding a decisive signal either way — the structural read carries the weight.

The comparison is based on similar long-term financial trajectories, not sector labels. Peer scores are normalised within each company's primary universe (AFRM: Russell 1000, NN.AS: STOXX 600).

Updated 2026-05-17

The clearest separation starts in stability, but profitability adds another real layer to the result. NN Group N.V. leads by 23 points on the overall comparison score.

Trajectory Similarity
0.65
Moderately similar
Peer-set rank: #13
within Affirm Holdings, Inc.'s functional peer set

This pair is matched through long-term financial trajectory similarity within the selected peer universe.

A moderate similarity means the pair is structurally comparable, but not a near-twin trajectory match.

Most of the shared profile comes through investment intensity and revenue stability.

Similarity drivers
investment intensityrevenue stability
What reduces the match
margin consistency
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
AFRM
Affirm Holdings, Inc.
44
Peer-Score
Signal qualitylow
Peer basis: Russell 1000
vs
NN.AS
NN Group N.V.
67
Peer-Score
Signal qualitylow
Peer basis: STOXX 600

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: AFRM vs NN.AS Profitability 42 88 Stability 16 64 Valuation 39 68 Growth 82 40 AFRM NN.AS
Gap Ranking
#1 Stability +48
#2 Profitability +46
#3 Growth +42
#4 Valuation +29
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AFRM and NN.AS Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AFRMNN.AS Relative valuation Structural strength

NN Group N.V. looks stronger on relative valuation, while the broader price setup remains mixed.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Entry today — historical context

Where AFRM and NN.AS each sit in their own 5-year price and valuation history.

BASED ON 5-YEAR HISTORY AFRM Elevated · near norm 0th 50th 100th 24 pct gap NN.AS Elevated · above norm 0th 50th 100th 75th 99th
Today AFRM sits in the upper portion of its own 5-year history (75th percentile), while NN.AS sits higher in its own history (99th). Within each stock's own 5-year context, AFRM is at a historically more favourable entry position than NN.AS. This reflects entry timing, not which company is structurally stronger — peer-relative analysis is a separate question addressed above.

Describes historical entry positioning only. Descriptive — not investment advice.

Relative Position vs Comparable Companies
Stability
On stability, NN Group N.V. is positioned higher in the group, while Affirm Holdings, Inc. is closer to the middle.
Profitability
Both profiles are strong on profitability, but NN Group N.V. leads clearly.
Stability — Dominant Gap
AFRM
16
NN.AS
64
Gap+48in favour of NN.AS

The stability gap is very wide, with the stronger side looking materially steadier through time.

What keeps the gap from being one-sided

Affirm still pushes back on growth, with a 34-point revenue-growth advantage that keeps the read from becoming one-way.

What this means for the comparison

The lead is built on both stability and profitability — though growth still provides a counterweight.

Explore full peer positioning in AssetNext

Break down the AFRM vs NN.AS comparison across all dimensions with the full interactive tool.

Explore full breakdown →
Other comparisons with conflicting dimension signals

Explore how AFRM and NN.AS each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Because scores are peer-relative, the same company can have slightly different scores in different index universes. On comparison pages, both companies are shown within their shared peer universe wherever possible — so the scores are directly comparable. The peer basis is stated on each score card.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.