Home Compare AFRM vs NN.AS
Stock Comparison · Structural lead, mixed market

Affirm Holdings vs NN Group N.V.: Which Stock Looks Stronger in 2026?

NN holds the cleaner structural position, with the lead spread across profitability and growth. Affirm still has the edge on growth, which keeps the comparison from looking entirely one-sided. On the market side, NN is in better shape — its trend is intact while Affirm's trend has broken down. That puts structure and market broadly in agreement — NN's lead looks more confirmed than conflicted.

The comparison is based on similar long-term financial trajectories, not sector labels.

Updated 2026-04-05

The clearest score difference appears in profitability. The overall score gap is 28 points in favour of NN Group N.V..

Trajectory Similarity
0.67
Moderately similar
Peer-set rank: #10
within Affirm Holdings, Inc.'s functional peer set

This pair is matched through long-term financial trajectory similarity within the selected peer universe.

A moderate similarity means the pair is structurally comparable, but not a near-twin trajectory match.

Most of the shared profile comes through investment intensity and revenue stability.

Similarity drivers
investment intensityrevenue stability
What reduces the match
margin consistency
How to read the score
0.85–1.00 · Very similar0.70–0.84 · Similar0.55–0.69 · Moderately similarbelow 0.55 · Loose match
Peer-Relative Score
AFRM
Affirm Holdings, Inc.
32
Peer-Score
Signal qualityMedium
vs
NN.AS
NN Group N.V.
60
Peer-Score
Signal qualityMedium

Scores reflect position relative to comparable companies with similar long-term financial trajectories.

The largest gaps do not all point in the same direction.

Dimension spread: AFRM vs NN.AS Profitability 0 100 Stability 22 35 Valuation 37 66 Growth 81 19 AFRM NN.AS
Gap Ranking
#1 Profitability +100
#2 Growth +62
#3 Valuation +29
#4 Stability +13
Price Setup

Left means cheaper relative valuation. Higher means stronger structure.

Price setup map for AFRM and NN.AS Stronger + cheaper Stronger + richer Weaker + cheaper Weaker + richer AFRMNN.AS Relative valuation Structural strength

NN Group N.V. looks stronger both structurally and on relative valuation.

Valuation position uses peer-relative PE percentile (idx_pct_pe) where available.

Relative Position vs Comparable Companies
Profitability
On profitability, NN Group N.V. ranks near the top of the group; Affirm Holdings, Inc. sits in the weaker half.
Growth
The same broad pattern appears on growth: Affirm Holdings, Inc. ranks near the top of the group, while NN Group N.V. stays in the weaker half.
Profitability — Dominant Gap
AFRM
0
NN.AS
100
Gap+100in favour of NN.AS

The profitability lead is mainly driven by a 29-point operating margin advantage.

What keeps the gap from being one-sided

Affirm still pushes back on growth, with a 31-point revenue-growth advantage that keeps the read from becoming one-way.

What this means for the comparison

The profitability lead is decisive, but growth still runs counter to it — the result is clear, not entirely one-sided.

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Break down the AFRM vs NN.AS comparison across all dimensions with the full interactive tool.

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Other comparisons with conflicting dimension signals

Explore how AFRM and NN.AS each compare against other companies in their peer groups.

Rule-based, descriptive analysis only. Derived from peer percentile dimensions. Not investment advice. Peer groups are determined algorithmically based on structural similarity — not by sector classification alone.

How AssetNext Peer Scores Work

AssetNext scores reflect each company's structural position within its functional peer group — not a ranking against all stocks simultaneously. Peers are identified by similarity across eight financial dimensions, including revenue growth trajectory, margin structure, capital intensity, and earnings stability. A score of 75 means the company ranks in the top quartile within its own peer group, not the entire market.

Four dimension scores drive the overall peer score: Growth (revenue trajectory and expansion dynamics), Quality (margin structure and capital efficiency), Valuation (peer-relative pricing on standard multiples), and Stability (earnings consistency and financial predictability). Each dimension is scored 0–100 relative to the peer group, then combined into an overall peer score using equal weighting.

Scores are recalculated periodically as underlying financial data is updated. All analysis is descriptive and rule-based — AssetNext describes structural realities and never issues buy, sell or hold recommendations.